Fraud with credit cards seems to be all over the place and crooks are fond of using the internet to steal credit card information, due to the anonymity it provides. Many consumers think the only way to protect themselves is to stay away from purchasing online altogether. While this is a method to prevent credit card information from being stolen and hacked, it also means that one can never ever again shop online. The online marketplace for goods and services is expanding at an alarming rate because people know they can quickly discover the most affordable deals while shopping online. If one does not shop on the internet, you'd be giving up on all these amazing deals. Using this method to avoid fraud with credit cards is similar to making the decision to never fly on a plane again to avoid terrorists. Sure, you won't be a victim of any terrorist attack which involved planes. However, that also means having to endure the hassle of not being able fly while traveling. As with all things on the planet, key is not to avoid the problem, but to understand the problem and to adopt an effective strategy to reduce the chance of becoming a victim of fraudulent credit card transactions when you shop on the internet.
In the beginning, let's discuss ways to prevent fraud with credit cards is already happening. There's no need to be in a panic. If the cardholder is notified that his or her credit card details have been compromised, the credit card company will not make the cardholder responsible for any charges that are fraudulent, even for charges that were not made prior to making the report that the credit card data is stolen. Credit card companies will close the card off from further use and will issue a new card in about 2 or 3 weeks however this is something that most people would still rather not want to have to handle in the event of a possibility.
Next, online shoppers could make use of the Google Safe Browsing Tool to check if an online site is safe to browse, assuming one trusts Google naturally. The tool will tell you if a website is suspect or not, at the time that Google has last examined it, and if the site has done anything suspicious before, and report when it's linked to sites that are suspicious, even when the website does not do any thing that is suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once this is entered the Google tool will pop up a basic half page report that will tell you if the website it's referring to is safe or not.
Another method of security one can employ when shopping online, is to utilize trusted third method of payment. Just about everyone has been familiar with PayPal. They are most likely the most used third party payment method in the world. They permit customers to pay for goods or services using them. For example, this means that when a consumer purchases something it is not directly transferring money to the website she is purchasing from. She pays the amount due to PayPal, and then PayPal pays the merchant, meaning that the merchant does not have access to the credit card details of the customer and the credit card information Amazon gutschein was not transmitted over the internet during the transaction. It doesn't matter whether the client shops on only one or 100 websites. In the event that an alternative payment method from a third party was utilized credit card data was not transferred, meaning that the data isn't floating across the internet on every website where a purchase is made. Other payment methods that are third party like PayPal include, Google Wallet and Amazon Payments.
Armed with this information, online shoppers can now be sure that the websites they go to are secure to shop on and be sure to not enter sensitive information when making purchases. So, there is no reason to ignore every opportunity to save money on shopping online due to fear of credit card information being stolen.